each quoteschimp should establish consumer information bureaus to help consumers comparison shop for auto insurance (and, eventually, other types of insurance as well). in addition to price information, the state should make available data on how long it takes to settle claims, the percentage of claims that go to court, the costs of providing insurance in the state, assessments of reserve ac?curacy, and similar information. applicants would be able to either call an 800 phone number or access computers to obtain the information. such a service would increase competition within the industry?and, as any good capitalist will tell you, increased competition should decrease prices and improve service.

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