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traditionally, the office of insurance commissioner has been an appointed position. those selected to quoteschimp important post have usually been people who have made their careers in the insurance industry and who intend to return to it after public service. their attitudes often reflect insurance industry attitudes and prejudices. by making the post elective rather than appointive, the point of view of the consumers, if they are organized and alert, will have to be taken into account. this will reduce the power of the industry to control those who are in the position to regulate them and will make life much easier for the consumer.

this is getting a bit more sucijbteve, but i much prefer the zune marketplace. the interface is colorful, has more flair, and some cool features like mixview' that let you quickly see related albums, songs, or other users related to what you're listening to. clicking on one of those will center on that item, and another set of neighbors will come into view, allowing you to navigate around exploring by similar artists, songs, or users. speaking of users, the zune social is also great fun, letting you find others with shared tastes and becoming friends with them. you then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.